Terms of Service

These Terms of Service (“Terms”) form a binding agreement between you (“you”, “User”, or “Investor”) and BlockWealth (“BlockWealth”, “we”, “us”, or “the Company”) governing your access to and use of the BlockWealth website, investor portal, APIs, and related services (collectively, the “Service”).

By creating an account, checking the acceptance box at registration, or otherwise using the Service, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.

1. Eligibility and account registration

You must be at least 18 years old (or the age of majority in your place of residence, if higher) and legally capable of entering into binding contracts. The Service is intended for users worldwide, subject to local laws. You are solely responsible for determining whether your use of the Service and of cryptocurrency trading is lawful where you live.

You agree to provide accurate registration information and to keep it up to date. You are responsible for safeguarding your login credentials and for all activity under your account. Notify us promptly at support@blockwealth.biz if you suspect unauthorized access.

We may refuse, suspend, or terminate accounts that provide false information, appear to violate these Terms, or present unacceptable legal, compliance, or security risk.

2. Description of the Service

BlockWealth provides software that can automate spot trading strategies on Binance for selected altcoin/BTC trading pairs (“Pairs”). Key characteristics of the Service include:

• Non-custodial operation: you connect your own Binance account via API keys. We do not hold, custody, or pool your cryptocurrency balances.
• Catalog-based pairs: administrators publish available Pairs and parameters (including target profit %, stop-loss %, and re-entry buffer %).
• User-controlled enablement: you choose which active Pairs to enable and the BTC allocation for each on your account.
• Automated execution: a trading worker may place and manage orders (including market buys and OCO-style exits) according to the strategy rules for your enabled Pairs.
• Optional plans: free and paid subscription tiers may limit features such as number of active pairs, live trading, or backtests.

The Service is software tooling only. We are not your broker, exchange, investment adviser, fund manager, or fiduciary. We do not provide personalized investment advice.

3. Strategy rules you acknowledge

By using the Service you acknowledge that you understand the strategy mechanics, including that:

• When a cycle hits take-profit (“WIN”), the system may re-enter immediately using updated BTC balance, including prior cycle profits.
• When a cycle hits stop-loss (“LOSS”), re-entry may wait until price recovers by the configured buffer percentage, unless you (or an administrator) use the Re-enter now control to skip that wait and allow a market re-entry on the next worker cycle.
• Pair parameters shown in the public catalog and your dashboard govern execution for that Pair.
• Market conditions, fees, slippage, liquidity, exchange rules, and technical issues can cause outcomes that differ from targets or backtests.

4. Exchange credentials and permissions

To enable live trading you must supply Binance API credentials with the permissions required by the Service. You agree to:

• Use credentials only for an account you are authorized to control.
• Disable withdrawal permissions on API keys whenever possible and follow exchange security best practices.
• Revoke or rotate keys immediately if compromised, and remove keys from BlockWealth when you stop using the Service.
• Accept that trades execute on Binance under your account and are subject to Binance’s terms, fees, and availability.

We store API secrets encrypted at rest. Encryption reduces risk but cannot eliminate all security risk. You remain responsible for exchange-side security settings (2FA, IP allowlists, key scopes).

5. Risk disclosure (important)

Cryptocurrency markets are highly volatile. Automated trading can amplify losses as well as gains. You may lose some or all capital allocated to trading. Risks include, without limitation:

• Adverse price moves, gaps, thin liquidity, and slippage
• Exchange outages, rate limits, delistings, maintenance, or API changes
• Network, hosting, worker, or internet interruptions that delay or prevent order placement or updates
• Incorrect configuration, mistaken pair enablement, or insufficient balances/fees
• Software bugs, third-party library failures, or unexpected order states
• Regulatory or tax consequences in your jurisdiction

Past performance, published win rates, cycle samples, and backtests are illustrative only and do not guarantee future results. Only trade with funds you can afford to lose. If you do not understand the risks, do not use the Service.

6. Plans, payments, and subscriptions

Certain features may require a paid plan. Pricing, benefits, and billing intervals are described on the pricing and billing pages and may change. Crypto payments (such as BTC or USDT) may require you to submit a transaction hash for confirmation. Subscription activation may depend on successful payment verification. Fees already paid are generally non-refundable except where required by applicable law or expressly stated by us in writing.

We may suspend live-trading entitlements when a subscription expires, a payment is rejected, or your account is restricted.

7. Acceptable use

You agree not to:

• Use the Service for unlawful, fraudulent, or abusive purposes
• Attempt to gain unauthorized access to systems, other accounts, or non-public data
• Interfere with Service integrity, security, or availability (including scraping abuse or load attacks)
• Misrepresent your identity, residency, or authority to trade
• Use the Service in a manner that violates Binance rules or applicable sanctions/export controls
• Reverse engineer or resell the Service except as allowed by mandatory law

8. Intellectual property

The Service, including software, branding, content, and documentation, is owned by BlockWealth or its licensors and protected by intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to access the Service for your personal or internal business use in accordance with these Terms. You retain rights in your account data and exchange credentials; you grant us a license to process that data as needed to operate the Service.

9. Third-party services

The Service depends on third parties such as Binance, hosting providers, email providers, and optional social platforms. Their availability and terms are outside our control. We are not responsible for third-party acts, omissions, fees, or outages.

10. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT TRADING WILL BE PROFITABLE, UNINTERRUPTED, ERROR-FREE, OR THAT ORDERS WILL EXECUTE AT A SPECIFIC PRICE OR TIME.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLOCKWEALTH AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING LOSSES, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE IN ANY TWELVE-MONTH PERIOD WILL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID TO US FOR THE SERVICE IN THAT PERIOD, OR (B) ONE HUNDRED US DOLLARS (USD $100).

Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law (including liability for fraud or death/personal injury caused by negligence where such exclusion is prohibited).

12. Indemnity

You agree to indemnify and hold harmless BlockWealth and its personnel from claims, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the Service, your trading activity, your exchange account, your violation of these Terms, or your violation of any law or third-party rights.

13. Suspension and termination

You may stop using the Service at any time by disabling Pairs, removing API keys, and/or requesting account closure. We may suspend or terminate access immediately if we reasonably believe you breached these Terms, pose a security or legal risk, or if required by law or a payment/exchange provider. Provisions that by nature should survive (including risk disclosures, disclaimers, limitations, and indemnity) will survive termination.

14. Changes to the Service or Terms

We may modify the Service and these Terms from time to time. Material changes will be indicated by updating the “Last updated” date and, where appropriate, by notice in the Service or by email. Continued use after changes become effective constitutes acceptance of the revised Terms, except where applicable law requires a different process.

15. International use and compliance

You are responsible for compliance with laws applicable to you, including financial regulation, tax reporting, consumer rules, and sanctions. We do not represent that the Service is available or appropriate in every country. Access from jurisdictions where such use is illegal is prohibited.

16. Governing law and disputes

These Terms are governed by the laws of England and Wales, without regard to conflict-of-law rules. Courts of England and Wales will have exclusive jurisdiction, except that if you are a consumer resident elsewhere you may benefit from mandatory protections of your local law and courts.

Before filing a formal dispute, you agree to contact us and attempt good-faith resolution within thirty (30) days.

17. General

If any provision of these Terms is held unenforceable, the remaining provisions remain in effect. Failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. These Terms, together with the Privacy Policy and any plan-specific notices, constitute the entire agreement regarding the Service and supersede prior conflicting understandings.

18. Contact

Questions about these Terms: support@blockwealth.biz or via our contact page.